UK Student Visa Bank Balance Calculator 2026

Last checked: October 2026

Use this free calculator to find out how much money you need to show in your bank account for a UK Student visa. It includes the new maintenance amounts that apply to applications made on or after 30 November 2026. Enter your course details and the calculator will show your total required balance.

When will you apply?

Where is your university?

London rate applies if more than half of your course is in London.

Course length (months)

Living costs are counted for a maximum of 9 months.

First-year tuition fee (£)

As shown on your CAS.

Tuition fee already paid (£)

Deposit shown as paid on your CAS.

University accommodation fee paid (£)

Only for university-arranged housing. Private rent does not count.

Exchange rate: 1 GBP = ? PKR (optional)

Check today’s rate with your bank. Keep extra margin for rate changes.

Remaining tuition fee
Living costs
Accommodation fee deducted
Total bank balance needed
Approx. in Pakistani Rupees

28-day rule: This full amount must stay in the account for 28 days in a row, and you must apply within 31 days of the bank statement’s closing date. If the balance drops below this amount even for one day, the 28 days start again.

This calculator is for guidance only. Always confirm the exact amount on GOV.UK and your CAS before applying.

How This Calculator Works

Your required bank balance has two parts:

Remaining tuition fee: The first-year (or full course, if shorter) fee shown on your CAS, minus any amount you have already paid.
Living costs (maintenance): A fixed monthly amount for up to 9 months, depending on where you study.

Monthly Living Cost Amounts

Application Date	London	Outside London
Before 30 November 2026	£1,529 / month	£1,171 / month
On or after 30 November 2026	£1,570 / month	£1,203 / month

Things to Remember

The amount depends on the date you submit your visa application, not your CAS or course start date.
You can deduct a maximum of one month’s living costs for university-arranged accommodation fees you have already paid.
Funds can be in your own name or your parent’s or legal guardian’s name (with a birth certificate and consent letter).
Keep some extra money above the required amount to cover exchange rate changes and bank charges.
If you have been in the UK on a visa for 12 months or more and are applying from inside the UK, you usually do not need to show living costs.

For full details, read our guide on the UK Student Visa bank balance and the 28-day rule and our UK Visa Guide.

Have a Question?
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Disclaimer: This calculator is a free tool for general guidance only. It does not cover every situation (for example, dependants, official financial sponsors or course-specific rules). Always confirm the required amount on GOV.UK and with your university before applying. Dream Visa Guide is not affiliated with UK Visas and Immigration.